Tow Truck Insurance Dayton Ohio

Dayton Ohio Tow Truck Insurance – We Can Help You Wade Through the Insurance Thicket!

Are you looking for affordable prices and/or improved policy coverage for Tow Truck Insurance in Dayton Ohio?

If so, then don’t allow yourself to be stuck in the insurance thicket; Contact Pathway Insurance today!

You can call us locally at 513-662-7000 or toll-free at 800-998-0662 to talk with a licensed Commercial Auto Insurance professional every Monday through Friday before 5:30 pm.

The language of an Ohio Tow Truck Insurance policy can at times seem verbose, confusing, and unintuitive; some events that one might expect not to be covered by the policy are in fact covered, and still other events one would expect to be covered nonetheless are not.

Furthermore, the reasoning behind the often high costs of Tow Truck Insurance in Dayton, Cleveland, Cincinnati, Toledo,  and throughout the state are not always clear.

That is why the agents of Pathway Insurance are always willing to help our clients and prospective clients understand their coverage, the options they have, and the reasoning behind a policy’s rates given their individual situation.

So call today or click on the insurance you need below to open our online quote form and begin your free quotes online right now!

In Our Last Article…

Zeke’s boss Jesse and Robby’s former boss Frank both received letters from their respective commercial insurance providers.

In both instances, the letters stated that the commercial insurance providers would not be providing coverage for the damage to the tow trucks.

Why? Let’s find out.

Dayton Oh Tow Truck Insurance – Coverage Scenario Part 20

To answer the question of why Zeke and Robby’s mishap is not covered, we have to look at the policy language and exclusions detailed in their boss’ companies’ Ohio Trucking Insurance policies.

The following is a snippet pulled from Zeke’s employer’s policy. Robby’s employer’s policy contains something very similar.

Exclusion: Racing Covered “autos” while used in any professional or organized racing or demolition contest or stunting activity, or while practicing for such contest or activity. This insurance also does not apply while that covered “auto” is being prepared for such a contest or activity.

As can be seen here, most business auto insurance policies specifically exclude coverage for any damage sustained during or in preparation for races, demolition contests, or stunts.

Zeke and Robby’s tractor pull-like contest is easily interpreted as just such a stunt and is therefore excluded from the policy’s coverage.

Check in next week for the conclusion of this coverage scenario.

Tow Truck Insurance Dayton Oh –  Contact Us Today

To start saving money on your Dayton Tow Truck Insurance contact Pathway Insurance today.

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